At Granite Financial Solutions, we are committed to the highest standards of ethics and integrity. We are responsible to our clients, to their families and their combined dreams and goals. In discharging our responsibilities, we do not take professional or ethical shortcuts. Our interactions with all of our clients must reflect the high standards we profess.
Our approach is simple. Through LPL Financial we develop investment plans that include your specific financial needs, both now and for the future, identifying your objectives over time. Our plans recommend solutions to help you work toward your objectives while keeping you focused on your overall goals.
Of course, the long-term relationships that we build and maintain with our clients allow us to know when changes in your life require changes in your investment plan. As a result, a key component in any investment plan is flexibility which will allow us to reflect the changes you and your family will experience over time.
Client service begins with our initial meeting where we will invest our time with you to learn and understand your financial needs, concerns and goals. In order for us to put forth the best possible recommendations it is essential for us to gather your most current financial information. This would include copies of your investment, bank, and insurance statements as well as an estimate of your expenses. We would be happy to work with you to obtain any information you may not have available.
Once we have gained an understanding of your financial goals and collected the necessary information, we will prepare a comprehensive investment plan which we will review with you in our second meeting.
We prefer to stay in touch with our clients on a regular basis providing information on changing market conditions and how it can affect your situation. At a minimum, we would require that we conduct an annual meeting, either by phone or in person, at your convenience.
At Granite Financial Solutions, we believe the concepts of asset allocation and diversification are the cornerstones behind a successful investment plan. Diversification between asset classes and products, based upon your specific risk tolerance and time horizon, are essential in creating an investment plan that addresses your current and future financial goals. Through this process coupled with a long-term investment outlook, we will strive to manage the inherent risks associated with investing while positioning you and your family to reap the benefits of achieving your financial goals.*
*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not ensure against market risk.